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Word
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Definition
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Railroad Retirement Act
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Railroad Retirement Act: Federally administered legislation that provides coverage
similar to workers' compensation benefits for railway employees.
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Reasonable Accommodation
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Reasonable Accommodation: As required in the Americans with Disabilities Act,
modifications or adjustments to the work environment - e.g., job restructuring, equipment
modifications - that enable a qualified individual with a disability to perform the essential
functions of a job.
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Recurrent Disability
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Recurrent Disability: A disability which is related to or due to the same cause(s) of a prior
disability for which a monthly benefit was payable. Typically, the disability must recur within
6 months after returning to work for the insured to be eligible for a resumption of benefits.
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Reimbursement Agreement for SSDI
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Reimbursement Agreement for SSDI: In employer sponsored programs, a written
promise by a claimant to reimburse the insurer for any overpayment of disability benefits
that may be due to the awarding of SSDI.
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Reinsurance
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Reinsurance: The acceptance by one insurance company of a portion of a risk
underwritten by another company. In a type of reinsurance called facultative, the reinsurer
retains the right to reject any specific risk presented by the reinsured.
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Residual
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Residual: In LTD plans, a provision allowing an employee who has been totally disabled to
resume work on a trial basis, while continuing to satisfy the elimination period.
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Residual, Zero-Day
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Residual, Zero-Day: In LTD plans, a provision allowing an employee who has been
partially disabled to work on a trial basis immediately, while continuing to satisfy the
elimination period.
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Return-To-Work Program
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Return-To-Work Program: An organized effort by an employer to assist recovering
employees in assuming constructive job duties. Programs may include temporary limited
hours, modified job duties, or transitional jobs as well as permanent accommodations
including modified or alternate jobs.
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Rhode Island Temporary Insurance (TDI) Law
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Rhode Island Temporary Insurance (TDI) Law: Rhode Island Temporary Disability
Insurance (TDI) Law - Mandates a non-occupational, short-term disability plan funded
through a tax-supported state fund; in effect since 1942. Employers may not substitute a
private plan.
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rogression of Disability Benefits (PODB)
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rogression of Disability Benefits (PODB): The predictable and progressive movement
of individuals with disabilities through a system of income replacement benefits (STD, LTD,
WC) resulting in their movement into the Social Security disability system (SSDI or SSI).
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