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Glossary - Disability Claims Management

Glossary

Word Definition
Leave of Absence Leave of Absence: A temporary absence from active employment for a period of time that has been agreed to in advance in writing by the Employer.
Light Duty Light Duty: see transitional work.
Longshoremen and Harbor Workers Act Longshoremen and Harbor Workers Act: Federally administered legislation that provides coverage similar to workers' compensation benefits for individuals in the named occupations.
Long-Term Disability (LTD) Plan Long-Term Disability (LTD) Plan: Benefit plan that replaces a portion of income (usually 50%, 60%, or 66-2/3%) lost because of an injury or illness that lasts for an extended period of time and prevents an employee from performing all the material duties of his or her job. After a waiting period (e.g., 90 or 180 days), benefits are payable until the employee retires or reaches a specified age, provided the disability is continuous.