ERISA Appeals and Terminations

ERISA is the acronym for the “Employee Retirement Income Security Act of 1974, the result of federal legislation originated in 1974. ERISA regulations were intended to establish a more consistent means of governing and protecting the rights and entitlements of employees and beneficiaries who were Plan Participants of employer sponsored Welfare Benefit Plans.  Lawyers, employers and plan participants that have had exposure to and experience with long term disability claims governed by ERISA will almost uniformly confirm that it is an not only an extremely complex body of law, but generally it has been anything but favorable to disability claimants.

Although Claim’s subject to ERISA can indeed involve a variety of intricate issues and technical difficulties if the claimant is not deliberate in compiling their documentation thoroughly and submitting it on a timely basis, that alone should not prevent a claimant from obtaining all of their rightful benefit entitlements.  Therefore, if a claimant proceeds deliberately and touches all of the relevant bases in the submission of their claim, with accuracy then the chances of a favorable outcome will improve.  Nevertheless, there are unquestionably hidden potholes within the process which can be sufficiently dangerous and damage the position of the claimant, thus there is no substitute for knowledgeable, experienced and effective guidance, oversight that serves to prevent missteps.

Equitas represent individuals who may have received coverage for a Long Term Disability Insurance policy through their employer or workplace.   In the event that you become totally or residually disabled, and your insurance carrier refuses to pay all or some of your monies, you may have a claim under the ERISA, Employee Retirement Income Security Act, laws. 

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